Free tool
Work out the minimum you need to charge per hour from the pay you want to take home, your business costs, tax and the hours you can really bill. No signup.
What you want to keep after tax.
Software, equipment, insurance, travel, accountant.
Your rough overall rate on income.
For quiet months, savings and late payers.
Hours you can charge for, not hours worked.
52 minus holidays, sick days and training.
Runs in your browser. Nothing you type is sent to us or saved, and it is gone when you close the tab.
Minimum hourly rate
$82.26
A planning estimate, not tax or financial advice. Check your real tax rate with an accountant.
Gross up for tax
Take-home pay ÷ (1 − tax rate) gives the income you need before tax.
Add business costs
Software, equipment, insurance and travel are paid out of revenue, so they are added on top.
Add a buffer
A percentage on top covers quiet months, late payers and savings.
Divide by billable hours
Billable hours a week × working weeks a year. Only hours you can invoice count.
Most people overestimate how many hours they can charge for. Admin, quoting, travel between jobs, chasing payments and learning all take time that nobody pays for.
A 40-hour week often holds 20 to 30 billable hours. If you price as if all 40 were billable, your real hourly income falls by a quarter or more.
A day rate suits work that fills whole days, such as on-site visits, workshops or a day of design. An hourly rate suits short, broken-up jobs.
The calculator shows both. The day rate assumes 8 billable hours; change it to match how you really work.
TaskSiddhi keeps every client job, task and hour on one board. Free for up to 5 users.
Not sure it fits? See who TaskSiddhi is for
